IRA Charitable Rollover

Your IRA can provide a tax-smart way to make an impact with Saint Lawrence Seminary now. The Qualified Charitable Distribution or QCD (sometimes called an “IRA Charitable Rollover”) is a great way to make a tax-free gift now to Saint Lawrence and satisfy your Required Minimum Distribution (RMD), too. 

How Do I Qualify? 

The Qualified Charitable Distribution (QCD) offers multiple benefits for making gifts from your IRA. 

  • You must be 70½ years or older at the time of the gift. 
  • Gifts must go directly from your IRA to Saint Lawrence Seminary. 

How Can I Make an IRA Charitable Rollover? 

Contact your IRA administrator to request a Qualified Charitable Distribution from your IRA to Saint Lawrence Seminary. 

For 2026, total QCD gifts cannot exceed $111,000 per donor. 

If you don’t itemize your income tax deductions, a QCD offers all of the benefits of an itemized income tax charitable deduction. 

  • If you are age 73 or older and must take a Required Minimum Distribution RMD, a QCD gift can satisfy your RMD without increasing your income taxes. 
  • You may direct your gift to a program or area of your choice. 

It is a wonderful way to create an immediate impact on Saint Lawrence Seminary

Communion at Mass at Saint Lawrence Seminary
Meet the Planned Giving Staff Request Information